If you have any questions about making an appointment, please call us at 651.770.7000. One of Ideal’s Contact Center staff will be pleased to assist you. Change or Cancel Appointment - if you need to change or cancel an appointment after making it, please use the cancel appointment link included with your email or text appointment notification.Type Term APR * as low as; Signature 1 over $5,000: Up to 60 months: 11.74%: Overdraft Line of Credit: Up to 30 months: 14.00%: Share Secured: Up to 60 months: Current deposit rate + 3.00%Our checking accounts help make it ideal with convenience, access and control. Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000.Online Banking. Manage your accounts, check balances, transfer funds, pay bills, get eStatements and account alerts and more. Learn More.This product is helpful for borrowers with equity in their home. It offers both fixed and adjustable rate mortgage options. Maximum loan amount $515,200. Finance up to 97.75% of homes value. Flexible credit requirements. Single Family Home, 2-4 units, Condominium, and Townhome. Primary residence occupancies acceptable.Home Improvement Loans. RenoFi - Learn More. Make an Appointment. 651-770-7000. 1 Minimum Annual Percentage Rate (APR) Floor of 4.00%. Maximum APR is 12.00%. APR calculation is subject to change monthly and is based on the Prime Rate as published in the Wall Street Journal. Required payments are calculated at 1% of the outstanding balance.Consent for Use of Mobile Telephone. By providing us with your mobile telephone number, you consent to receiving calls and/or text ("SMS") messages from us or our service providers at that number, including those made by use of an automatic telephone dialing system ("ATDS"), for our everyday business purposes (including notices regarding your account or account activity, identity verification ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva’s hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her …Payment example: On a $300,000 owner occupied (primary residence) home loan at 7.268% APR for a 30 year term, monthly payments would be $2,021.16 per month. Payments do not include applicable taxes and insurance and may result in higher payments. Payment example: On a $250,000 mortgage loan at 6.727% APR for a 15 year term, monthly payments ...Ideal CU remains financially strong and maintains reserves and capital that far exceed what our regulators would categorize as highly capitalized. As a result, we had another outstanding year in 2020.Ideal CU has operated a student-run branch at Tartan High School in Oakdale, MN, since January 2013. Located in the DECA school store, the Ideal CU Student Credit Union is an innovative approach in business education, teaching students the basic principles and practices of the financial services industry. The "Money Talks" educational ...Individual Retirement Accounts (IRAs) are a great way to uphold your standard of living after retirement. Both Traditional and Roth IRA options provide excellent tax-advantaged benefits to help you make the most of your retirement dollars. Traditional IRA: Traditional IRAs allow earning to grow tax-deferred until they are withdrawn.*.(Woodbury, MN - February 14, 2017) Ideal Credit Union has announced the promotion of Jay Hall to Vice President of Branch Operations. Hall joined Ideal as Director of Branch Operations in February of 2016. He has over 28 years of experience in the financial services industry, starting as a teller and working his way up to Community Banking Branch M...Right now, Ideal Credit Union is offering rates up to 1.31% APY. OUR CURRENT TOP PROMOTIONS. Chase Business Complete Checking® $300 Bonus. Axos Bank Business Interest Checking $400 Bonus. BMO Smart Advantage Checking $250 Bonus. BMO Relationship Checking $400 Bonus. Huntington Unlimited Plus Business Checking $1,000 Bonus.Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" five years in a row by readers of the Stillwater Gazette, "Best Credit Union in the Forest Lake Area" by readers of the Forest Lake Times, and was named a 2021 Star Tribune Top Workplace. Federally insured by NCUA.Ideal CU - Find branch locations near you. Full listings with hours, contact info, Services, Routing Numbers, Membership Eligibility, reviews and more. (HQ: Woodbury, MN)Ideal CU Promotes Tina Howe to E-Branch Manager. Jane Hennen. Friday, Feb 16th, 2018 2996 Hits (Woodbury, MN - February 15, 2018) Ideal Credit Union has announced the promotion of Tina Howe to E-Branch Manager. Howe joined the Ideal team in 2000 and has worked as a teller, Contact Center representative and was an exceptional employee in the ...Give us a call at 651-773-2876. CRPC conferred by College for Financial Planning. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA / SIPC ). Insurance products are offered through LPL or its licensed affiliates. Ideal Credit Union and Ideal Wealth Advisors ...Card Management. There are several ways to manage your Ideal CU Debit Card or Credit Card using Ideal Digital Banking and other convenient tools. Monitor and track transactions, set up custom alerts, enable your cards for use with your favorite digital wallets and more. Need to report a lost or stolen card? Please visit our lost/stolen card page.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...The ideal Cu CMP process must have certain characteristics i.e., result in no Cu residuals, selectively stop on liner (i.e. excellent Cu to liner selectivity), minimal topography (i.e. dishing and ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...4.00%o. 1. $10 charge for balances below $25,000 during the month. *APY = Annual Percentage Yield. To qualify for promotional rates, existing money market account holders must add a minimum additional $25,000 from sources outside of Ideal CU to the account. Fees may reduce earnings. Rates are guaranteed through June 30, 2024.Call 651-747-4663. *Zero Down Mortgage Program: available for qualified applicants with minimum 700 credit score. Some restrictions may apply. Available for purchase transactions and owner-occupied residence up to max loan amount of $647,200. Payment example: On a $200,000 mortgage loan at 5.181% APR for a 15-year term, monthly payments would ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" three years in a row by readers of the Stillwater Gazette and was named a 2018 Star Tribune Top 150 Workplace.A reminder that Ideal CU will never contact you and ask for any identifying account information. If you are on the phone and suspect the call to be a scam, hang up immediately and if you believe you have given personal information to a scammer, immediately contact us by calling 651-770-7000.Loans and Credit. Auto Loans ; Mortgage Loans ; Mortgage Specials ; Visa Credit Cards ; Home Equity Loans4.00%o. 1. $10 charge for balances below $25,000 during the month. *APY = Annual Percentage Yield. To qualify for promotional rates, existing money market account holders must add a minimum additional $25,000 from sources outside of Ideal CU to the account. Fees may reduce earnings. Rates are guaranteed through June 30, 2024.Ideal Credit Union savings and money market accounts help you save money and earn a competitive high rate.Legea gazelor ideale. Izotermele unui gaz ideal: liniile curbe reprezintă relația dintre presiune (pe axa verticală) și volum (pe axa orizontală), la diferite temperaturi. Liniile mai depărtate de origine sunt corespunzătoare unor temperaturi mai mari. Legea gazelor ideale este una dintre legile gazelor și reprezintă ecuația de stare ...The ultimate goal of the MN Brain Tumor 5K is, "To help raise awareness and funds in support of brain tumor research that will one day lead to a cure.". Overall the MN Brain Tumor 5K raised a total of $114,018.00 in 2016 alone, all thanks to volunteers and contributors. This is an amazing charity and the most recent event we participated in.If you have any questions about making an appointment, please call us at 651.770.7000. One of Ideal’s Contact Center staff will be pleased to assist you. Change or Cancel …Tuesday, Apr 4th, 2023. 436 Hits. April is #Financial Literacy Month, and you can find events at local schools, libraries and, of course, your credit union! Along with those, be sure to plan some activities at home. Have a daily financial trivia question, like finding the difference between a Roth IRA and a Traditional IRA.Ideal CU has offered a remote option to attend its Annual Meeting since 2016, and was one of the first in the state to embrace a virtual format. With the coronavirus pandemic changing the way we all work and live, the transition to an all-virtual meeting was essential, and Ideal was well prepared to make the move.Here are six reasons to consider switching to eStatements. Check your accounts at a glance. With eStatements, there's no need to wait for your monthly statement to arrive in the mail. With just a few clicks, you can check your account balance at any time, anywhere, using the mobile device of your choice. Clear out the clutter. Online Banking. Manage your accounts, check balances, transfer funds, pay bills, get eStatements and account alerts and more. Learn More. (Woodbury, MN - December 3, 2015) Ideal Credit Union has announced the promotion of Faith Tholkes to Vice President of Mortgage Services. Tholkes started her career with Ideal CU in 1996. She joined the mortgage department in 1998, where she quickly learned the real estate market and became committed to ensuring the credit union philosophy was uphe...Ideal CU is a proud VIP Sponsor of the Minnesota Brain Tumor 5K, taking place virtually this year on Saturday, May 14. The MN Brain Tumor 5K is an annual run or walk event in support of brain tumor research and awareness. What sets this event apart from others like it is that 100% of donations and sponsorship dollars go directly to the MusellaOur checking accounts help make it ideal with convenience, access and control. Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000.On Tuesday, March 23, 2021, Ideal CU held a live Q&A webinar hosted by Chief Marketing and Sales Officer Alisha Johnson featuring nationally recognized speaker Jim Stickley, CEO of Stickley on Security. During the webinar, Jim discussed the latest scams to be aware of during the COVID-19 pandemic, with a focus on personal security. ...Be the first one to share your experience. Ideal CU Branch Location at 1725 Robert St S, West St. Paul, MN 55118 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews.Ideal CU Certificates. Both our personal and business members can choose from our regular and IRA certificates, low minimum certificates or one of our certificate specials. Get started today and enjoy a competitive, high rate on your savings dollars. Terms from 91 days to 60 months available. Start with as little as $500 based on the CD and ... 4.41%. 4.50%. *APY = Annual Percentage Yield is accurate as of October 10, 2023. Rates subject to change at any time. Interest is compounded and paid monthly. Minimum $25,000 to open account. If balance falls below $25,000, the account will earn 0.00% APY. Interest begins to accrue on the business day you deposit any non-cash item. *APR is Annual Percentage Rate. Quoted APR is best available rate for model years 2020 and newer for a 24 month term; rate may be higher depending on factors such as credit history, repayment term selected, amount financed.To activate Debit Card Alerts, follow these steps: On Desktop: Log in to Ideal Digital Banking using desktop browser. Go to Alerts in the Menu. Select your checking account from the Accounts dropdown. Turn toggle On for Debit Card Purchase Alert. Enter a minimum purchase amount that will trigger an alert. Select the deliver method: SMS (Text ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Visit idealcu.com for details and directions. Ideal has ...(Woodbury, MN - July 5, 2018) Ideal Credit Union has been named one of the Top 150 Workplaces in Minnesota by the Minneapolis Star Tribune. Top Workplaces recognizes the most progressive companies in Minnesota based on employee opinions measuring engagement, organizational health and satisfaction. The rankings in the Star Tribune Top 150 Workplaces...2 Zero Down Mortgage Program: Some restrictions may apply. Available for purchase transactions and owner-occupied residence. Maximum loan amount of $766,550. Subject to mortgage insurance approval. Not eligible for condos or multi-family properties. 3 No Lender Fee Mortgage Program: Maximum loan amount $453,100.Whether you're already a member of Ideal CU or a new friend just taking a look around, Get Wiify is your guide to all that's in it for you when you make the ldeal financial choice. We've partnered with well-known service providers and online retailers to provide Ideal Credit Union members with exclusive discounts and benefits.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva’s hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her …2683 Hits. (Woodbury, MN – January 10, 2020) Nicole (Nikki) Carter has been promoted to branch manager and leader of Ideal Credit Union ’s Eagan office. Carter will coordinate branch operations and take an active role in the Eagan community. Prior to her promotion, Carter served as Supervisor of Cash Services at Ideal’s Woodbury branch.As an institution devoted to your financial wellness, Ideal CU offers several secure options for your savings. One of our most popular savings products is our certificates, commonly known as CDs. These accounts offer the best of both worlds when it comes to your savings. You'll be giving your money a great chance at growth without subjecting it to ... Cele mai populare produse din categoria Electrocasnice mari. -21%. Masina de spalat rufe Heinner HWM-VF2610SD++, 6 Kg, 1000 RPM, Sistem Eco Logic, 60 cm, Argintiu. În stoc. 1,349.00 lei 1,05900 lei. de la 33.39 lei / luna. 1. Un circuit serie RLC de curent alternativ conține un rezistor ideal cu rezistența 60 Ω, o bobină ideală cu inductanța 1/π H și un condensator ideal cu capacitatea 1/4800π F. Tensiunea de alimentare este 110 V și frecvența de 60 Hz. Află: a) Impedanța circuitului b) Intensitatea curentului c) Defazajul între curent și tensiune.Ideal CU has run this popular holiday promotion since 2012 and has given away $16,000 to lucky members. The $1,000 Debit Card Giveaway runs from November 23 – December 20, 2016. No purchase is necessary and there is no cost to participate. For official rules and disclosure information, visit www.idealcu.com.sell your home, Ideal CU's FREE 2017 Home Education Seminar series brings you expert advice from Ideal CU's Senior Mortgage Loan Advisor Cynthia Stewart and local real estate, home staging and insurance professionals ready to help you buy - or sell - the American dream. At the right are the dates and locations for1 Ideal CU Blue Rewards variable APR ranges from 14.40% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance ...Visit idealcu.com for details and directions. --Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. Since 1983 ... If you have any questions about making an appointment, please call us at 651.770.7000. One of Ideal’s Contact Center staff will be pleased to assist you. Change or Cancel Appointment - if you need to change or cancel an appointment after making it, please use the cancel appointment link included with your email or text appointment notification. To make a payment to your Ideal CU Mortgage Loan: Click on Transfer & Pay from the menu and select Transfers; Select an account to pay "From" and select your mortgage for the "To" account; Select payment type: Regular, Amount due, Escrow or Principal only; Choose date and frequency (one-time or recurring)Ideal CU Community Foundation Annual Golf Tournament Sets New Record for Funds Raised A strong showing of support enabled the Ideal CU Com-munity Foundation to raise a record $23,291 at its seventh annual golf tournament on September 12, 2016, which is over a 25% increase from the previous year. The event, heldIdeal CU has held this popular holiday promotion since 2012 and has given away $20,000 to 20 lucky members. To qualify, members with an Ideal CU personal checking account simply use their Ideal CU Debit MasterCard® or My Rewards™ Gold or Platinum Debit Card for purchases and earn a chance to win one of Ideal CU's four weekly $1,000 random ...With that in mind, we are excited to announce that we are offering new certificate specials for both our personal and business members. To earn this competitive rate, the CD must be funded with new money from outside of Ideal Credit Union. Live Your Ideal Life. 7- and 19-month certificates now available. Enjoy competitive savings rates.IDEAL CU will send the Cardholder a monthly statement. Cardholder must pay each month a minimum of the greater of (a) 2% of the outstanding balance shown on the monthly statement each month (excluding disputed charges), or (b) $25.00; however, if the balance is less than $25.00, the minimum monthly payment will equal the balance ...Ideal Advantage is available to Ideal CU members over the age of 18 with an active checking account, along with a special incentive for students 13-17. After careful consideration, we have made the difficult decision to sunset the Ideal Advantage programs. The 2023 payout will be the final payment for the program.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...www.idealcu.com. 651-770-7000. 8499 Tamarack Rd. Woodbury, MN 55125. Ideal Credit Union is headquartered in Woodbury and is the 10 th largest credit union in the state of Minnesota. It is also the 430 th largest credit union in the nation. It was established in 1926 and as of December of 2023, it had grown to 160 employees and 50,295 members at ...Ideal CU's Zero Down program offers a low fixed rate with flexible terms. To qualify, applicants must have a minimum credit score of 700. The loan is available for purchase transactions and owner occupied residences up to a maximum loan amount of $475,000. Private Mortgage Insurance coverage is required and some restrictions may apply.Ideal CU remains financially strong and maintains reserves and capital that far exceed what our regulators would categorize as highly capitalized. As a result, we had another outstanding year in 2020.We'll give you points for simply using your My Rewards ® Gold or Platinum Debit Card to purchase merchandise or services. Then, redeem your points and receive great rewards. Earn points for Everyday Purchases. Cash Back when Shopping Online. Extended Warranty. Short-Term Loans**. Local Discounts and Coupons. Convenient My Rewards™ App.The ideal Cu CMP process must have certain characteristics i.e., result in no Cu residuals, selectively stop on liner (i.e. excellent Cu to liner selectivity), minimal topography (i.e. dishing and ...IDEAL CU will send the Cardholder a monthly statement. Cardholder must pay each month a minimum of the greater of (a) 2% of the outstanding balance shown on the monthly statement each month (excluding disputed charges), or (b) $25.00; however, if the balance is less than $25.00, the minimum monthly payment will equal the balance ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal CU will be hosting this free educational event with a full platform of experts in the home industry. Now is the time to get all your questions answered that will help put you at ease with the home buying & selling process. We'll have snacks and entertainment, and your first beer is on us! Come join us Thursday, April 4th at Bald Man ...Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, 24/7 loans approval, mortgage products and title services, exclusive VIP member payback, business services, investment services and more. Visit www.idealcu.com for details and locations.Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Visit idealcu.com for details and directions.We'll give you points for simply using your My Rewards ® Gold or Platinum Debit Card to purchase merchandise or services. Then, redeem your points and receive great rewards. Earn points for Everyday Purchases. Cash Back when Shopping Online. Extended Warranty. Short-Term Loans**. Local Discounts and Coupons. Convenient My Rewards™ App.idealCircuit uses a unique simulation algorithm, which provides fast and reliable simulation with true ideal components. The algorithm is not distracted by convergence problems, inherent to most of SPICE-based simulators. idealCircuit can be used by student and novices for studying electronics theory. Professionals can perform fast evaluation ...
The Credit Union’s Board members are expected to uphold the highest duty under the law, that of a fiduciary, and to act at all times in the best interests of the Credit Union. Through individual adherence to the role and responsibilities in this Policy, Board members will help to foster a well-governed credit union and a highly effective Board.. Www.ucbi.com
Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately. Stay up-to-date with the latest cyber security news with our Cyber Security Resources page. Visit idealcu.com for details and directions. --Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. Since 1983 ...(Woodbury, MN - July 5, 2018) Ideal Credit Union has been named one of the Top 150 Workplaces in Minnesota by the Minneapolis Star Tribune. Top Workplaces recognizes the most progressive companies in Minnesota based on employee opinions measuring engagement, organizational health and satisfaction. The rankings in the Star Tribune Top 150 Workplaces...Established in 1926, Ideal Credit Union is headquartered in Woodbury, Minnesota. Accessible: 6 branches and 6 ATMs. Financial Health: Stewards over $1 Billion in assets. …Tuesday, Apr 4th, 2023. 436 Hits. April is #Financial Literacy Month, and you can find events at local schools, libraries and, of course, your credit union! Along with those, be sure to plan some activities at home. Have a daily financial trivia question, like finding the difference between a Roth IRA and a Traditional IRA.Malware scams, also known as tech support scams, begin as a seemingly innocent phone call. As described, a scammer reaches out to an individual and informs them that their computer or another device has been hacked. The caller will claim that the alleged hacker has gained access to the victim's computer and can now do all kinds of damage.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ... Gold Credit Card. Enjoy an affordable, non-variable rate card that allows you to earn cashback each month. Earn a 0.50% rebate for every dollar in new net purchases of $500 or higher. Learn more. No Annual Fee. Non-variable rates as low as 9.90% APR 2. Monthly cashback earnings. Zero Liability coverage. Apply Online. idealcu.com. Phone number (800) 247-0857. Get Directions. 2401 N. McKnight Rd North St. Paul, MN 55109. Suggest an edit. You Might Also Consider. Sponsored. Liberty Financial Consulting. 4.9 miles. LFC provides QuickBooks services such as set-up, troubleshooting, and training ...Ideal Credit Union has an average rating of 2.2 from 46 reviews. The rating indicates that most customers are generally dissatisfied. The official website is idealcu.com. Ideal Credit Union is popular for Business Financing, Mortgage Lenders, Financial Services, Banks & Credit Unions. Ideal Credit Union has 6 locations on Yelp across the US.All Ideal Debit Cards come with secure EMV-Chip Technology and built-in fraud protection. If your card is ever lost or stolen, you're protected with Zero Liability* meaning you won't be held liable for unauthorized purchases.Malware scams, also known as tech support scams, begin as a seemingly innocent phone call. As described, a scammer reaches out to an individual and informs them that their computer or another device has been hacked. The caller will claim that the alleged hacker has gained access to the victim's computer and can now do all kinds of damage.Type Term APR * as low as; Signature 1 over $5,000: Up to 60 months: 11.74%: Overdraft Line of Credit: Up to 30 months: 14.00%: Share Secured: Up to 60 months: Current deposit rate + 3.00%Ideal CU is a proud VIP Sponsor of the Minnesota Brain . Tumor . 5K, taking place at the Stillwater Area High School on Sunday, May 21. The MN Brain Tumor 5K is an annual run or walk event in support of brain tumor research and awareness. What sets this event apart from others like it is that 100% ofWOODBURY, MN (April 30, 2014) -- Postal Credit Union (PCU) is excited to announce it is changing its name to Ideal Credit Union, effective June of 2014..